The future of evolution of conditional payments

An insight note by the EBA Digital Currencies & Smart Payments Working Group Download report (EBA members only)

FIDA: the catalyst for an open data economy?

A practitioners’ view on the opportunities and challenges of the proposed Financial Data Access (FIDA) regulation

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EBA Open Forum on Digital Transformation

“Banking 2025 and beyond – ingredients for an advanced digital and operating model”

9 September 2025
Digital event

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EBA Global Seminar 2025 – registration is open!

“Global Seminar 2025: Towards Real-Time Transactions, Open Finance and Improved Liquidity Management”

6 and 7 November 2025
Toronto, Canada

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EBA addresses challenges of VOP requirements

VOP for Bulks – Key Challenges and Pain Points

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Upcoming events

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EBA Board meeting

 
   Frankfurt, Germany

EBA and EBA CLEARING Board joint session

 
   Frankfurt, Germany

EBA Open Forum on Digital Transformation

"Banking 2025 and beyond – ingredients for an advanced digital operating model"
 
   Online

EBA Winter School 2025

"Cheaper, Faster, Better: Enhancing the user experience of cross-border payments through the symbiosis of banks and fintech"
 
   La Hulpe, Belgium

EBA Board seminar

 
   Brussels

EBA Academy

360° payments training course
 
   Frankfurt

The EBA at Sibos

 
   Frankfurt

EBA Academy

360° payments training course
 
   Brussels

EBA Global Seminar

"Global Payments: Towards Real-Time Transactions, Open Finance and Improved Liquidity Management"
 
   Toronto, Canada

Latest news

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The EBA released an insight note by the EBA Digital Currencies & Smart Payments Working Group exploring use cases and implementation of conditional payments. The note also provides a market outlook.

Download report (EBA members only)

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The Euro Banking Association (EBA) surveyed experts from financial institutions across more than 15 European countries to understand their views on the opportunities and challenges of the proposed FIDA regulation. In a report released today, the EBA shares the results and offers practical recommendations and frameworks to help market participants prepare for FIDA implementation.

Read press release

Download fact sheet

Download report

Blog article

The EBA Expert Group on Cross-Border Payments (EGXP) calls on PSPs to make themselves reachable via the One-Leg-Out Instant Credit Transfer (OCT Inst) Scheme of the European Payments Council. The group recommends that PSPs begin resource planning with the goal to start implementation in 2026.

In time for EBAday 2025, the EGXP released a sneak preview into the key reasons why OCT should be implemented and an outline of how this should be done.

Take a look

A detailed white paper will follow after the summer.