The ripple effects of regulation on liquidity management – Part II

New report by the EBA Liquidity Management Working Group Download fact sheet  

EBA Fraud Taxonomy: Change Cycle 2025/2026

EBA calls for feedback from payment fraud experts 

Learn how to engage in the review and updating process  

Implementing VOP for bulks: ‘The nightmare before Halloween’?

VOP for Bulks – Key Challenges and Pain Points. With testimonials from PSPs across Europe

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Get ready for OCT Inst!

Don’t know where to start with implementing OCT Inst? A new EBA white paper explains why and how to begin

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FIDA: the catalyst for an open data economy?

A practitioners’ view on the opportunities and challenges of the proposed Financial Data Access (FIDA) regulation

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EBA Winter School 2025

“Cheaper, Faster, Better: Enhancing the user experience of cross-border payments through the symbiosis of banks and fintech”

25-27 November 2025
La Hulpe, Belgium

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Upcoming events

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EBA Annual General Meeting

 
   Copenhagen

EBAday 2026

 
   Copenhagen

EBA Academy

360° payments training course
 
   Helsinki

EBA Academy

360° payments training course
 
   Paris

EBA Academy

360° payments training course
 
   Dublin

EBA Academy

360° payments training course
 
   Madrid

EBA Open Forum on Digital Transformation

"The future of payments, built on foundations and driven by innovation"
 
   Online

Liquidity Management Working Group workshop

 
   Madrid

EBA Winter School 2025

"Cheaper, Faster, Better: Enhancing the user experience of cross-border payments through the symbiosis of banks and fintech"
 
   La Hulpe, Belgium

Latest news

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The Euro Banking Association (EBA) has released a new report examining the far-reaching implications of three key European regulatory initiatives for liquidity management across the financial sector: the Instant Payments Regulation (IPR), the proposed Payment Services Regulation (PSR), and the proposal for Payment Services Directive 3 (PSD3), an evolution of PSD2.

Developed by the EBA Liquidity Management Working Group (LMWG), the paper explores how these measures are expected to accelerate the uptake of instant payments, promote a level playing field among market participants and transform the liquidity management landscape.

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Download full report from EBA Member Portal

The EBA Instant Payments Practitioners Group (IPG) released a new note entitled “A match made in heaven? Key challenges for VOP matching checks”.

The note looks into pain points that may impact the accuracy and overall quality of the outcome of the VOP matching check – from the lack of a standardised name-matching logic to name field length restrictions and limitations re. virtual accounts.

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The Euro Banking Association (EBA) and its Expert Group on Cross-Border Payments (EGXP) explain in a new white paper why OCT Inst is a promising approach and give payment service providers (PSPs) in Europe a handbook for how to get started with their own implementation. To meet the targets cost, speed, access and transparency set by the G20 Roadmap by 2027, PSPs should initiate their individual implementation planning immediately and join forces to kick off work on the necessary collaborative deliverables.

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