New EBA report “A practical guide to digital money”

The Euro Banking Association (EBA) today published a new insight note, “A practical guide to digital money”, providing a concise, neutral, and fact-based overview of selected forms of digital money.

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New EBA Academy one-day training module!

“PSD3/PSR”

Brussels, Belgium

17 November 2026

Registration for the training is open!

EBA@EBAday Interviews

During EBAday 2026, we invited members of the EBA and EBA CLEARING communities to share their views on collaboration and building a payments world that benefits the entire ecosystem.

Watch the interviews

EBA Fraud Taxonomy Version 7.0

The updated version of the taxonomy is available now!

OCT Inst: momentum builds for cross-border instant payments

Where does OCT Inst stand today? Explore the impact of the full amount principle, lessons from early movers, and new Swift scheme synergies.

 Read blog

The ripple effects of regulation on liquidity management – Part II

Download fact sheet or read blog

Upcoming events

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EBAday 2027

 
   Online

EBA Annual General Meeting

 
   Online
 
   Online

EBA Webcast

"Supercharging Embedded Finance with Agentic AI"
 
   Online

EBA Webcast

"Supercharging Embedded Finance with Agentic AI"
 
   Online

EBA Academy training module on PSD3/PSR

One-day training course
 
   Online

EBA Winter School 2026

"The Fast and the Fungible: Cross-border payments in the age of tokenisation"
 
   Online

EBA Global Seminar 2026

"Global Payments: Instant. Digital. Smart. Embedded"
 
   Online

Payments from A to Z – EBA Academy

360° payments training course
 
   Online

EBA Board meeting

 
   Online

Latest news

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The Euro Banking Association (EBA) today published a new insight note, “A practical guide to digital money”, providing a concise, neutral, and fact-based overview of selected forms of digital money.

The note compares their key characteristics, suitability for selected use cases, problems addressed, remaining limitations, and emerging challenges for financial institutions. It is designed as a fact pack supporting informed public and professional discussion on digital money.

Download Press Release

Download full report from EBA Member Portal

The new report by the EBA’s Digital Currencies & Smart Payments Working Group, “Adoption of Tokenised Money – Part 2: Considerations of key criteria”, analyses the drivers behind the adoption of stablecoins and tokenised deposits

The Euro Banking Association (EBA) today announced the publication of a new insight note by its Digital Currencies & Smart Payments Working Group (DSWG) “Adoption of Tokenised Money – Part 2: Considerations of key criteria”.

Download Press Release

Download full report from EBA Member Portal

The Euro Banking Association (EBA) today announced the publication of a new report by its Open Finance Working Group. The new report outlines the impact of agentic AI on key areas of embedded finance and delineates future roles for financial institutions.