About EBA
At the Annual General Meeting, EBA Board members Annika Osolanus (Nordea Bank), Ronan Mauguen (Crédit Mutuel ARKEA) and Ross Jones (Barclays) were re-elected for another three-year term.
Saar Carre (Belfius Bank) and Michel Zimer (Banque et Caisse d’Espargne de l’Etat) were newly elected to the EBA Board. They are replacing Philippe Debrue (Belfius Bank) and Serge Wagener (Banque et Caisse d’Espargne de l’Etat) who are retiring from the Board.
Download the Report of the Board to learn more about the EBA’s activities in 2025.
The new report by the EBA’s Digital Currencies & Smart Payments Working Group, “Adoption of Tokenised Money – Part 2: Considerations of key criteria”, analyses the drivers behind the adoption of stablecoins and tokenised deposits
The Euro Banking Association (EBA) today announced the publication of a new insight note by its Digital Currencies & Smart Payments Working Group (DSWG) “Adoption of Tokenised Money – Part 2: Considerations of key criteria”.
Download full report from EBA Member Portal
The Euro Banking Association (EBA) today announced the publication of a new report by its Open Finance Working Group. The new report outlines the impact of agentic AI on key areas of embedded finance and delineates future roles for financial institutions.
The Euro Banking Association (EBA) has released a new report examining the far-reaching implications of three key European regulatory initiatives for liquidity management across the financial sector: the Instant Payments Regulation (IPR), the proposed Payment Services Regulation (PSR), and the proposal for Payment Services Directive 3 (PSD3), an evolution of PSD2.
Developed by the EBA Liquidity Management Working Group (LMWG), the paper explores how these measures are expected to accelerate the uptake of instant payments, promote a level playing field among market participants and transform the liquidity management landscape.
Download full report from EBA Member Portal
The EBA Instant Payments Practitioners Group (IPG) released a new note entitled “A match made in heaven? Key challenges for VOP matching checks”.
The note looks into pain points that may impact the accuracy and overall quality of the outcome of the VOP matching check – from the lack of a standardised name-matching logic to name field length restrictions and limitations re. virtual accounts.
The Euro Banking Association (EBA) and its Expert Group on Cross-Border Payments (EGXP) explain in a new white paper why OCT Inst is a promising approach and give payment service providers (PSPs) in Europe a handbook for how to get started with their own implementation. To meet the targets cost, speed, access and transparency set by the G20 Roadmap by 2027, PSPs should initiate their individual implementation planning immediately and join forces to kick off work on the necessary collaborative deliverables.
The EBA released an insight note by the EBA Digital Currencies & Smart Payments Working Group exploring use cases and implementation of conditional payments. The note also provides a market outlook.
Download report (EBA members only)
The Euro Banking Association (EBA) surveyed experts from financial institutions across more than 15 European countries to understand their views on the opportunities and challenges of the proposed FIDA regulation. In a report released today, the EBA shares the results and offers practical recommendations and frameworks to help market participants prepare for FIDA implementation.