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About EBA

30 September 2026
Upcoming EBA Webcast: “Supercharging Embedded Finance with Agentic AI”

The EBA’s Open Finance Working Group will host two one-hour webcasts for all EBA members, presenting the findings of its latest report, “Supercharging Embedded Finance with Agentic AI.”.


Monday, 16 November, 14:00 – 15:00 CET or

Friday, 20 November, 14:00 – 15:00 CET

The sessions are free of charge and exclusively available to EBA members.

Register here

29 September 2026
Save the date! Upcoming Webcast: “Taking the next steps towards better cross-border payments”

22 October | 10:00 – 11:00 CET

The EBA will host a webcast on the next steps towards more efficient, interoperable and seamless cross-border payments.

The session brings together key industry facilitators paving the way for these developments, such as Swift and EBA CLEARING. They will share updates on their initiatives and infrastructure deliverables to help payment service providers enable a more seamless and predicable end-to-end cross-border payment experience for end users.


Further details and registration information will follow.

24 September 2026
EBA publishes new report “A practical guide to digital money”

The Euro Banking Association (EBA) today published a new insight note, “A practical guide to digital money”, providing a concise, neutral, and fact-based overview of selected forms of digital money.

The note compares their key characteristics, suitability for selected use cases, problems addressed, remaining limitations, and emerging challenges for financial institutions. It is designed as a fact pack supporting informed public and professional discussion on digital money.

Download Press Release

Download full report from EBA Member Portal

09 July 2026
EBA@EBAday Interviews

During EBAday 2026, we invited members of the EBA and EBA CLEARING communities to share their views on collaboration and building a payments world that benefits the entire ecosystem.

Watch the interviews

17 June 2026
EBA Board elections 2026

At the Annual General Meeting, EBA Board members Annika Osolanus (Nordea Bank), Ronan Mauguen (Crédit Mutuel ARKEA) and Ross Jones (Barclays) were re-elected for another three-year term.

Saar Carre (Belfius Bank) and Michel Zimer (Banque et Caisse d’Espargne de l’Etat) were newly elected to the EBA Board. They are replacing Philippe Debrue (Belfius Bank) and Serge Wagener (Banque et Caisse d’Espargne de l’Etat) who are retiring from the Board.

15 June 2026
EBA Board Report 2025

Download the Report of the Board to learn more about the EBA’s activities in 2025.

Download report
15 June 2026
EBA publishes new report “Adoption of Tokenised Money – Part 2: Considerations of key criteria”

The new report by the EBA’s Digital Currencies & Smart Payments Working Group, “Adoption of Tokenised Money – Part 2: Considerations of key criteria”, analyses the drivers behind the adoption of stablecoins and tokenised deposits

The Euro Banking Association (EBA) today announced the publication of a new insight note by its Digital Currencies & Smart Payments Working Group (DSWG) “Adoption of Tokenised Money – Part 2: Considerations of key criteria”.

Download Press Release

Download full report from EBA Member Portal

10 June 2026
EBA publishes new report “Supercharging embedded finance with agentic AI”

The Euro Banking Association (EBA) today announced the publication of a new report by its Open Finance Working Group (OFWG) titled “Supercharging embedded finance with agentic AI”. The aim of the report is to identify use cases in embedded finance where the leveraging of agentic AI would be of considerable benefit for financial institutions.

Download press release
10 June 2026
New report! Supercharging Embedded Finance with agentic AI

The Euro Banking Association (EBA) today announced the publication of a new report by its Open Finance Working Group. The new report outlines the impact of agentic AI on key areas of embedded finance and delineates future roles for financial institutions.

03 June 2026
EBA releases EBA Fraud Taxonomy version 7.0
The Euro Banking Association (EBA) today issued version 7.0 of the EBA Fraud Taxonomy, which will take effect on 1 January 2027. The taxonomy is reviewed on an annual basis with the support of fraud fighters from financial institutions across Europe. The aim of this process is to ensure that the taxonomy continues to fit the changing needs of fraud experts in Europe and beyond.
Version 7.0 has been updated to reflect the latest fraud trends identified by the experts participating in the Association’s Expert Group on Payment Fraud-related Topics (EGPF), which has developed the EBA Fraud Taxonomy. The following principal updates have been included in version 7.0:
• The modus ‘emotional manipulation’ in the high-level classification ‘please help’ has been replaced with the following three more specific modi: ‘support a friend or family member fraud’, ‘romance fraud’ and ‘charity / donation fraud’.
• Three new labels/tags have been added covering, respectively, suspected money mule activity and a fraud trend referred to as ‘card chip relay’.
An overview of the changes introduced into version 7.0 is set out in the Annex of the document.
The EBA Fraud Taxonomy provides a simplified and straightforward framework to describe fraud scenarios related to all kinds of payments, including card transactions. It equips fraud fighters with a harmonised pan-European vocabulary and categorisation approach for naming and organising fraud types for payments. This makes fraud data and intelligence comparable and, consequently, improves the quality of fraud monitoring, reporting and information sharing.
The fraud taxonomy is well-placed to support the overall shift towards coordinated, pan-European fraud-fighting, e.g. by helping to classify data that may be shared through information-sharing arrangements under the forthcoming Payment Services Regulation.

A free copy of the EBA Fraud Taxonomy can be requested via the EBA website.
To learn more about the EBA Fraud Taxonomy and its key use cases, consult this management summary.

For press information, please contact:

Annick Moes
Head of Communications
E-Mail: annick.moes@abe-eba.eu
Phone: +49 1511 6311 526