Publications
Publications sorted by publication date
January 2020
How to report e-money transactions under the EBA Fraud Reporting Guidelines. Open questions around e-money definition
Banks from nine EU countries have endorsed a note seeking clarification on the definition of e-money transactions and the related fraud reporting requirements issued by the European Banking Authority.
Read the note
November 2019
Begrüßungsansprache, Payments Konferenz, Euro Finance Week 2019
Wolfgang Ehrmann, Chairman of the Board, welcomes the participants of the Payments Konferenz in Frankfurt on 20 November 2019 (in German)
Click here to download
November 2019
Keynote remarks, Payments Risk Symposium, TCH and bpi, Annual Conference 2019
Secretary General Thomas Egner delivers the keynote remarks at the Payments Risk Symposium in New York on 19 November 2019
Click here to download
October 2018
SMART2 Note: Communication on PSP unavailability in the SCT Inst inter-PSP space
Click here to download
October 2018
SMART2 Note: How beneficiary PSPs should react to transaction hits in SCT Inst
Click here to download
June 2018
From quick wins to new business models: corporate views on instant payments
An interview with Thomas Egner, Secretary General of the Euro Banking Association
Click here to download
February 2018
PSD2 Practitioners’ Panel: Overview of PSD2 national transposition projects
Click here to download
November 2017
Begrüßungsansprache, Payments Konferenz, Euro Finance Week 2017
Wolfgang Ehrmann, Chairman of the Board, welcomes the participants of the Payments Konferenz in Frankfurt on 15 November 2017 (in German)
Click here to download
September 2017
PSD2 Practitioners’ Panel publishes guidance note on the issuing and handling of charge codes by AS-PSPs
Click here to download
March 2017
SMART: Overview table on local practices, products and requirements in post-migration SEPA by country
Click here to download
May 2016
Understanding the business relevance of Open APIs and Open Banking for banks
EBA Working Group on Electronic and Alternative Payments
Click here to download
May 2016
May 2016 Applying cryptotechnologies to Trade Finance
EBA Working Group on Electronic and Alternative Payments
Click here to download
May 2015
Cryptotechnologies, a major IT innovation and catalyst for change
EBA Working Group on Electronic and Alternative Payments
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May 2015
Opinion Paper on exploring the Digital Customer Services Interface
EBA Working Group on Electronic and Alternative Payments
Click here to download
December 2014
Opinion Paper on Next Generation Alternative Retail Payments: Infrastructure Requirements
Click here to download
September 2014
SMART: Guidance on the handling of SDD R-transactions and related charging principles
Explanatory document with recommendations, version 3.0
Click here to download
September 2014
SMART Note on validation of BIC of sending bank
Is there a need for the receiving bank to validate the BIC of the sending bank against an external BIC directory when it receives a SEPA Credit Transfer or SEPA Direct Debit through a SEPA CSM?
Click here to download
May 2014
Opinion Paper on Next Generation Alternative Retail Payments: User Requirements
User Requirements
Click here to download
March 2014
SMART Note on Creditor-ID issues
Recommendations with regard to the issuing, handling and validation of creditor identifiers
Click here to download
February 2014
SMART Note on the scope of the new consumer protection requirements during the SEPA migration transition period
Click here to download
December 2013
SMART Best practice recommendations for a SEPA Command Centre
A bank user information guide, version 1.0
Click here to download
September 2013
SMART Note on on-us transactions
Which “on-us transactions” need to be migrated to the SEPA Direct Debit formats?
Click here to download
September 2013
SMART Note on MT 101
Will the sending of an MT 101 with multiple messages after 1st February 2014 be compliant with the SEPA Regulation (EC 260/2012)?
Click here to download
September 2013
SMART Note on reason code for IBAN-BIC mismatch
Which reason code should be used for an R-transaction if the IBAN of the receiver does not belong to the BIC indicated for the receiving bank?
Click here to download
May 2012
Banks Preparing for SEPA Migration
A Guide to the SEPA Migration End-Date Regulation
Click here to download
December 2010
European Commission Communication: Reaping the benefits of e-invoicing for Europe
Click here to download
March 2010
PSD: Note on the use of loro/nostro accounts by non-EU/EEA-based client banks in EU/EEA environment
Click here to download
June 2009
Banks Fine-Tuning Their PSD Preparations
A selection of key details to be addressed on the way to PSD Compliance
Click here to download
November 2008
Banks Preparing for PSD
A Guide for Bankers on the Payment Services Directive, version 1.1
Click here to download
Payment Services Directive (PSD)
Electronic Alternative Payments
Guidance papers and notes
