EBA@Sibos 2025

During Sibos 2025, we asked payments experts to share their take on cross-border payments, Verification of Payee, and regulation in payments.

Interview with Emanuela Saccarola

In this video, Emanuela Saccarola of Citi explains why wider adoption of the OCT Scheme is a win win for the industry and an important step towards faster cross-border payments.

Interview with Annick Moes

Is VOP going to be "The Nightmare before Halloween"? In this video, Annick Moes explores the big question: Is the industry ready for the VOP deadline on 9 October. Staying with the Halloween metaphor: When you go trick or treating on 9 October, not every house may have decorations, and some of the sweets may be improvised. But the important thing is that someone answers the door, and you get a response.

Interview with Thomas Egner

Europe regulates while the rest of the world innovates - really? EBA Secretary General Thomas Egner challenges that narrative and explains why regulation and innovation aren't opposites. When regulation meets four key criteria, it becomes the guardrails that enable innovation - not hinder it.