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EBA publishes new report on major impact of EU regulatory developments on liquidity management
The Euro Banking Association (EBA) has released a new report examining the far-reaching implications of three key European regulatory initiatives for liquidity management across the financial sector: the Instant Payments Regulation (IPR), the proposed Payment Services Regulation (PSR), and the proposal for Payment Services Directive 3 (PSD3), an evolution of PSD2. Developed by the EBA…
Read MoreA match made in heaven? Key challenges for VOP matching checks
The EBA Instant Payments Practitioners Group (IPG) released a new note entitled “A match made in heaven? Key challenges for VOP matching checks”. The note looks into pain points that may impact the accuracy and overall quality of the outcome of the VOP matching check – from the lack of a standardised name-matching logic to name…
Read MoreGet ready for OCT Inst!
The Euro Banking Association (EBA) and its Expert Group on Cross-Border Payments (EGXP) explain in a new white paper why OCT Inst is a promising approach and give payment service providers (PSPs) in Europe a handbook for how to get started with their own implementation. To meet the targets cost, speed, access and transparency set…
Read MoreThe future evolution of conditional payments
The EBA released an insight note by the EBA Digital Currencies & Smart Payments Working Group exploring use cases and implementation of conditional payments. The note also provides a market outlook. Download report (EBA members only) Register for EBA member login
Read MoreFIDA: the catalyst for an open data economy? A practitioners’ view on the opportunities and challenges of the proposed Financial Data Access (FIDA) regulation
The Euro Banking Association (EBA) surveyed experts from financial institutions across more than 15 European countries to understand their views on the opportunities and challenges of the proposed FIDA regulation. In a report released today, the EBA shares the results and offers practical recommendations and frameworks to help market participants prepare for FIDA implementation. Read…
Read MoreEBA releases EBA Fraud Taxonomy version 6.0
The Euro Banking Association (EBA) today issued version 6.0 of the EBA Fraud Taxonomy, which will take effect on 1 January 2026. The taxonomy is reviewed on an annual basis with the support of fraud fighters from financial institutions across Europe. The aim of this process is to ensure that the taxonomy continues to fit…
Read MoreEBA Board Report 2024
Download the Report of the Board to learn more about the EBA’s activities in 2024.
Read MoreEBA calls on PSPs to start planning now to be ready to start implementing OCT Inst in 2026
The EBA Expert Group on Cross-Border Payments (EGXP) calls on PSPs to make themselves reachable via the One-Leg-Out Instant Credit Transfer (OCT Inst) Scheme of the European Payments Council. The group recommends that PSPs begin resource planning with the goal to start implementation in 2026. In time for EBAday 2025, the EGXP released a sneak…
Read MoreNew EBA report examines the impact of upcoming regulation on the liquidity management ecosystem
The Euro Banking Association (EBA) today announced the publication of a new report by its Liquidity Management Working Group (LMWG). “Navigating new waters: The ripple effects of regulation on liquidity management” addresses the changes that the EU’s application of Basel III, the third Capital Requirements Regulation (CRR III), will bring to today’s capital adequacy measures. Read…
Read MoreEBA, Capgemini and Microsoft release joint paper: The Business Relevance of Cloud Adoption
In this thought leadership piece, the financial industry players identify the public cloud as a key enabler of advancements in the financial sector, while highlighting challenges and risks that must be managed carefully. Read the publication
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