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Save the date! Upcoming Webcast: “Taking the next steps towards better cross-border payments”
22 October | 10:00 – 11:00 CET The EBA will host a webcast on the next steps towards more efficient, interoperable and seamless cross-border payments. The session brings together key industry facilitators paving the way for these developments, such as Swift and EBA CLEARING. They will share updates on their initiatives and infrastructure deliverables to…
Read MoreEBA publishes new report “A practical guide to digital money”
The Euro Banking Association (EBA) today published a new insight note, “A practical guide to digital money”, providing a concise, neutral, and fact-based overview of selected forms of digital money. The note compares their key characteristics, suitability for selected use cases, problems addressed, remaining limitations, and emerging challenges for financial institutions. It is designed as…
Read MoreEBA publishes new report “Adoption of Tokenised Money – Part 2: Considerations of key criteria”
The new report by the EBA’s Digital Currencies & Smart Payments Working Group, “Adoption of Tokenised Money – Part 2: Considerations of key criteria”, analyses the drivers behind the adoption of stablecoins and tokenised deposits The Euro Banking Association (EBA) today announced the publication of a new insight note by its Digital Currencies & Smart…
Read MoreNew report! Supercharging Embedded Finance with agentic AI
The Euro Banking Association (EBA) today announced the publication of a new report by its Open Finance Working Group. The new report outlines the impact of agentic AI on key areas of embedded finance and delineates future roles for financial institutions. Download the report Download Fact Sheet Download Press Release
Read MoreEBA releases EBA Fraud Taxonomy version 7.0
The Euro Banking Association (EBA) today issued version 7.0 of the EBA Fraud Taxonomy, which will take effect on 1 January 2027. The taxonomy is reviewed on an annual basis with the support of fraud fighters from financial institutions across Europe. The aim of this process is to ensure that the taxonomy continues to fit…
Read MoreEBA publishes new report on major impact of EU regulatory developments on liquidity management
The Euro Banking Association (EBA) has released a new report examining the far-reaching implications of three key European regulatory initiatives for liquidity management across the financial sector: the Instant Payments Regulation (IPR), the proposed Payment Services Regulation (PSR), and the proposal for Payment Services Directive 3 (PSD3), an evolution of PSD2. Developed by the EBA…
Read MoreA match made in heaven? Key challenges for VOP matching checks
The EBA Instant Payments Practitioners Group (IPG) released a new note entitled “A match made in heaven? Key challenges for VOP matching checks”. The note looks into pain points that may impact the accuracy and overall quality of the outcome of the VOP matching check – from the lack of a standardised name-matching logic to name…
Read MoreGet ready for OCT Inst!
The Euro Banking Association (EBA) and its Expert Group on Cross-Border Payments (EGXP) explain in a new white paper why OCT Inst is a promising approach and give payment service providers (PSPs) in Europe a handbook for how to get started with their own implementation. To meet the targets cost, speed, access and transparency set…
Read MoreThe future evolution of conditional payments
The EBA released an insight note by the EBA Digital Currencies & Smart Payments Working Group exploring use cases and implementation of conditional payments. The note also provides a market outlook. Download report (EBA members only)
Read MoreFIDA: the catalyst for an open data economy? A practitioners’ view on the opportunities and challenges of the proposed Financial Data Access (FIDA) regulation
The Euro Banking Association (EBA) surveyed experts from financial institutions across more than 15 European countries to understand their views on the opportunities and challenges of the proposed FIDA regulation. In a report released today, the EBA shares the results and offers practical recommendations and frameworks to help market participants prepare for FIDA implementation. Read…
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