EBA Open Forum on Digital Transformation
The EBA Open Forum on Digital Transformation was launched as the "Open Forum on Open Banking and Digital Transformation" in 2019. Its creation was the result of a merger of the Open Forum on Open Banking and the Open Forum on Instant Payments. Participants in both fora had increasingly found the topics of their discussions to be so intertwined that they should be explored together, which is why the EBA proposed to merge the discussion into one forum going forward.
The goal of the EBA Open Forum on Digital Transformation is to support the industry by fostering a transparent and cohesive discussion around the impact of Open Banking, and of the ongoing introduction of real-time end-to-end processes in general, on the wider payments and transaction banking landscape. Approaching Open Banking through the lens of payment services in particular, the forum provides a space for financial industry practitioners to exchange information about access models and Open Banking concepts pursued by various industry initiatives or communities across Europe. Bringing in stakeholders with interests in wider Open Banking contexts facilitates a joint discussion on how to move the entire financial industry toward Open Banking and address related hurdles or challenges.
For more information see the Terms of Reference.
Upcoming meeting
EBA Open Forum on Digital Transformation: "Banking 2025 and beyond - ingredients for an advanced digital operating model"
9 September 2025, digital event